Financial Planning for your Soul with Miguel Gomez, CFP®

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It's Not About The Money 

I've been in the financial industry a little over 10 years. I received my CERTIFIED FINANCIAL PLANNER™ certification in 2014. 

I've worked with all kinds of people: from minimum-wage earners to self-made millionaires and heirs. Right now, I'm working with about 35 clients, and most of them have investment portfolios of at least $1,000,000. 

I'll never forget the day that, for the first time, a client wrote, in front of me, a $1,000,000 check. He didn't write it to me, of course (that would be illegal), but he gave it to me, to invest and manage for him.  

I had in my hands one million dollars. A client was entrusting me not with that amount, but all that it meant for him. All his hard work. Sacrifices. Time. Energy. And much more. 

That moment, it hit me. 

It's really not about the money. It's about what it means for each of us. It's not about the size of your net-worth, it's about how you make it work for you. It's not about how much you accumulate, but what you do with it. It's not about accumulating as much as possible for accumulation's sake, it's what possibilities, what dreams, what life you can build with it, for you and those that matter to you. 

One of the issues that I see with investors is that, many times, they just want to focus on maximizing their investment return. This is further fueled by the media, neighbors and even friends and family that tell us that the "Dow reached 25,000" or that "Bitcoin grew 1,400% last year". They want to spike greed.

They want us to want more, as if a larger account made you a better person, just like the more "stars" your teacher gave you in kindergarten made you a "better" student. And it works. With almost everyone. 

Except a few.

The opposite happens when the market changes direction. Almost everyone is scared. Almost everyone is worried. Almost everyone wants to cash out. 

Except a few. 

Who are those few that are immune to the calls for greed and fear? Those that have clarity about what money means for them. Those that understand how markets work and embrace them, regardless of the direction. Those that see investing as a tool, rather than as an end. Those that have the clarity about how much risk they're willing, able, and need to take. Some of them have financial advisors (as opposed to salespeople that call themselves advisors), because they realize that an advisor makes a difference in their lives. Some of them do it on their own, as they have the emotional fortitude, intent and time to do so. Not everybody needs a financial advisor. But everyone, and I mean everyone, needs clarity about money and what it means for them. For you. 

Do you need clarity about money and what it means to you? Let's talk. I don't sell anything, other than my experience and how it can help you discover your clarity about money and how you invest. Schedule a complimentary consultation here: http://miguelgomez.link/schedule